Health Care Changes and What They Mean To You

This is a significant moment in the health care world. The Affordable Care Act — also known as Obamacare — offers a new way for Americans to shop for coverage. The Health Insurance Marketplace opened on October 1st. This and other health insurance changes affect you.

Let’s break down a few of the basic facts about the Affordable Care Act and the Health Insurance Marketplace.

  • The Affordable Care Act was signed by President Obama on March 23, 2010. The law includes several comprehensive health insurance reforms that are being enacted now and in the future.
  • Pre-existing conditions are covered under the new plan. Many preventive services are also covered.
  • The marketplace allows uninsured people to find health coverage. Applicants will learn if they qualify for private insurance plans.
  • Medicaid and the children’s Health Insurance Program (CHIP) still exist apart from the private plans.

Who does Obamacare affect?

Obamacare will affect all Americans, to some degree. The full effects are too broad to explore here, but we can share some of the basic ways Obamacare will make an impact on the uninsured, insured, and small businesses in the coming year. Find this and more information at Whitehouse.gov.

Uninsured

Starting now, those who don’t have health insurance coverage can search the Marketplace to find plans. In 2014, those who don’t have coverage will have to pay a fee.

Insured

Those who have coverage may research the Marketplace for private plans. They may choose new plans if they qualify and if their employer’s coverage plan fits the criteria. The Affordable Care Act offers new regulations for insurance company practices, as well.

Small businesses

The Small Business Health Options Program (SHOP) allows small businesses that meet certain criteria to compare plans and apply online.

Decisions, Decisions

With this season of change comes the chance for decisions. As the public is educated about the marketplace and health care reform, there is an opportunity to make several health care decisions. Many people aren’t aware of the many choices they have regarding their health care.

For example, did you know that you can have your own medical lab testing services completed without a doctor’s order?

If you’d like to know your cholesterol levels, you can. You don’t have to visit the doctor to schedule a cholesterol screening. ARCpoint Labs of Kansas City offers affordable, reliable and confidential lab testing services. The staff members at our lab are trained to complete a wide variety of medical testing services. If you’re in need of wellness testing, you can find it here — with or without insurance.

Wellness Testing:

  • Allergy testing
  • Cholesterol testing
  • Cancer screen panel
  • STD testing
  • Heart disease prevention panel
  • Thyroid panel testing, and more

Our staff members are available to explain how our testing services work. If you’d like to learn more about the wellness testing services we offer, please contact ARCpoint Labs of Kansas City at (913) 815-0988 or find the Kansas City location nearest you.

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